Building business credit is like giving your company its own financial reputation. You start by registering your business as a separate legal entity, then apply for a DUNS number. From there, you open trade lines with vendors that report payments to business credit bureaus. Getting a secured business credit card and paying it off fully each month slowly establishes a credit history. Over time, this can help you qualify for better loan terms and higher credit limits without using your personal c… build business credit 4